How It Works

Design the outcome. Then fund it.

A buy-sell without money is a wish. Retention without a reason to stay is a speech. We stay for both.

Buy-Sell

Cross-purchase, entity redemption, hybrid. Valuation that is current. Funding that arrives when the trigger does.

Key Person

Revenue shock, lender comfort, time to hire. The company is the owner of the policy for a reason.

Retention

Split-dollar, deferred comp, bonus plans — tax-efficient handcuffs, designed with your CPA.

The test: would this still make sense if we were not allowed to sell a policy? If the answer is no, we will not start there.

If the company has to outlive a partner, start here.

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